Understand the eligibility conditions, types of flats and CPF housing grants you may apply for if you are single, widowed or divorced, aged 35 and above, and are buying a flat on your own. You may also complete the questionnaire for a preliminary assessment. If you are aged 55 and above and are looking to buy
a short-lease 2-room Flexi flat or Community Care Apartment, please refer to the section on seniors. If you intend to buy a new flat (3-room or bigger) or a resale flat with CPF Housing Grant (Families) with your parents, please refer to
married couples and/ or parent(s) with child(ren). If the information below does not apply to you [e.g. you are an unwed parent and would like to buy a flat with your child(ren)], please share your situation with us via our
e-Feedback form. We will assess your request holistically based on the circumstances. You are buying an HDB flat on
your own. You may apply for a 2-room Flexi flat from HDB or buy a resale flat on the open market. All flat types (excluding 3Gen flats) in any location Note: Up to 5-room if applying for CPF housing grants ^ At least 1 of your deceased parents was an SC or Singapore Permanent Resident (SPR) 2-room Flexi flat (99-year lease): $7,000 For short-lease 2-room Flexi flat, please refer to seniors. No income ceiling Note: Income ceiling applies to qualify for CPF housing grants (excluding Proximity Housing Grant) and HDB housing loan. All applicants and occupiers listed in the flat application: Private properties include but are not limited to houses, buildings, land, Executive Condominium (EC) units and privatised HUDC flats. You have acquired an
interest in a property through purchase or when it is: All applicants and occupiers listed in the resale application: The above conditions do not apply to seniors (and their spouses) aged 55 and above who are moving from their private property to a 4-room or smaller resale flat. Nevertheless, these seniors
must dispose of the property within 6 months of the completion of the flat purchase. Note: If you own or have an interest in any local or overseas private property or have disposed of any private property in the last 30 months before the resale application or application for an HDB Loan Eligibility letter, you are not eligible for CPF housing grants (excluding Proximity Housing Grant) and/ or an
HDB housing loan. Only first-timers may qualify. If you have taken a housing subsidy, you are a second-timer and will not be eligible. A subsidised housing unit refers to: Any previous housing subsidy taken does not affect the eligibility to buy a resale flat. Note: If you have taken any housing subsidies, you are not eligible to apply for CPF housing grants (excluding Proximity Housing Grant). $15,000, incorporated into the price of the booked flat Not applicable Eligible buyers may apply for the following CPF housing grants for their flat purchase: Eligible buyers may apply for the following CPF housing grants for their flat purchase: Singles
Eligibility conditions
CriteriaNew FlatsResale Flats Flat type
2-room Flexi flat in the non-mature estates
Citizenship
You must be a Singapore Citizen (SC)
Age
At least 35 years old
Monthly household income ceiling
Ownership/ interest in property in Singapore or overseas other than HDB flat
Previous housing subsidies
Ownership/ interest in HDB flat
If you or any person listed in the application owns or has an interest in any HDB flat, you must dispose of the flat within 6 months of the completion of the flat purchase.
Additional amount payable
CPF housing grants
Two or more singles
You are buying a flat with up to three other singles.
Arrow down iconYou may apply for a 2-room Flexi flat from HDB or buy a resale flat on the open market together with other single(s) as co-applicant(s).
If you are buying a flat with your sibling(s) who are orphans and single, refer to orphan siblings.
Eligibility conditions
Flat type | 2-room Flexi flat in the non-mature estates | All flat types (excluding 3Gen flats) |
Citizenship | You must:
| |
Age | At least 35 years old |
|
Monthly household income ceiling | 2-room Flexi flat (99-year lease):
For short-lease 2-room Flexi flat, please refer to seniors. | No income ceiling Note: Income ceiling applies to qualify for CPF housing grants (excluding Proximity Housing Grant) and HDB housing loan. |
Ownership/ interest in property in Singapore or overseas other than HDB flat | All applicants and occupiers listed in the flat application:
Private properties include but are not limited to houses, buildings, land, Executive Condominium (EC) units and privatised HUDC flats. You have acquired an interest in a property through purchase or when it is:
| All applicants and occupiers listed in the resale application:
The above conditions do not apply to seniors (and their spouses) aged 55 and above who are moving from their private property to a 4-room or smaller resale flat. Nevertheless, these seniors must dispose of the property within 6 months of the completion of the flat purchase. Note: If you own or have an interest in any local or overseas private property or have disposed of any private property in the last 30 months before the resale application or application for an HDB Loan Eligibility letter, you are not eligible for CPF housing grants (excluding Proximity Housing Grant) and/ or an HDB housing loan. |
Previous housing subsidies | Only first-timers may qualify. If you have taken a housing subsidy, you are a second-timer and will not be eligible. A subsidised housing unit refers to:
| Any previous housing subsidy taken does not affect the eligibility to buy a resale flat. Note: If you have taken any housing subsidies, you are not eligible to apply for CPF housing grants (excluding Proximity Housing Grant). |
Ownership/ interest in HDB flat | If you or any person listed in the application owns or has an interest in any HDB flat, you must dispose of the flat within 6 months of the completion of the flat purchase. | |
CPF housing grants | Eligible first-timers may apply for the following CPF housing grants for their flat purchase:
| Eligible first-timers may apply for the following CPF housing grants for their flat purchase:
|
NEXT STEPS
- Financing a Flat Purchase
Plan your finances and understand the different housing loan options.
- Finding a Flat
Find out more about the types of HDB flats available for sale and design features of new flats.
- Buying Procedure for New Flats
Get started with your flat purchase by finding out about the buying process of a flat from HDB.
- Buying Procedure for Resale Flats
Understand and follow the resale procedures to ensure a smooth flat buying journey. Find out more about the process before committing to a flat purchase.