Wells fargo phone number for wire transfer

• Wells Fargo California Routing Number
• Wire Transfers
• How To Find Your Number

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Wells Fargo California Routing Number

The routing number for checking and savings accounts in California is: 121042882.

Click Here to find Wells Fargo routing numbers in other states.

What Is a Routing Number?

A routing number is a nine-digit code on checks and is sometimes referred to as the ABA number or check routing number. Bank routing numbers were created by the American Bankers Association to allow banks and credit unions to securely send and receive funds, as well as a way to process paper checks between banks. Your Wells Fargo bank routing number is unique to the area where you opened your account.

Here Are Wells Fargo’s Wire Transfer Numbers

If you plan on sending a domestic wire transfer or sending an international wire transfer, you will need to use different routing numbers. For domestic wire transfers, the number is 121000248. For international wire transfers to a Wells Fargo account in the U.S., the number is 121000248. To send an international wire transfer you will need to use a swift code. Wells Fargo swift codes vary by city. See our full guide here.

How To Find Your Routing Number

If you have a Wells Fargo checking account, you can also find your routing number on a check — the check routing number is the first nine numbers in the lower left corner. You might not have a check handy, however, so you can also call Wells Fargo any time at 800-869-3557 to find the routing number for your account.

If you are at all confused about which number to use, you should consider calling Wells Fargo because using the right number could mean the difference between your money going into the right or wrong account.

Finding Your Routing Number on a Check

It’s easy to find your routing number on a check — just look in the bottom-left corner. Refer to the illustration below to see where you can find your routing number.

Know Your Routing Number

Remember that the routing number on a check might be different from the one you’d use for a wire transfer. You might want to check with your financial institution before you engage in transactions that require accurate routing number information — if the sequence is off by a single digit, your money will go someplace else.

Wells Fargo Routing Numbers By State

• Wells Fargo Routing Number Arizona
• Wells Fargo Routing Number Colorado
• Wells Fargo Routing Number Florida
• Wells Fargo Routing Number Georgia
• Wells Fargo Routing Number Minnesota
• Wells Fargo Routing Number North Carolina
• Wells Fargo Routing Number New Jersey
• Wells Fargo Routing Number Pennsylvania
• Wells Fargo Routing Number Texas

Laura Chapman contributed to the reporting for this article.

Information accurate as of Sept. 8, 2022.

Wire transfers are one of the fastest ways to send and receive money internationally or within the US.

This is especially true when you’re an American expat and want to send international wire transfers to friends and family overseas.

This post will guide you through each step of wire transfers with Wells Fargo.

You’ll also learn how long it takes and the fees you can expect to pay when wiring money online.

📝 Table of contents

Wells Fargo wire transfer Wells Fargo domestic wire transfer Wells Fargo wiring instructions Wells Fargo international money transfer Wells Fargo address for wire transfers Wire transfer fees for Wells Fargo Wells Fargo cutoff times

Wells Fargo wire transfer

Wells Fargo offers customers multiple ways to send money using the Wells Fargo Online program. With this service, you can send domestic wire transfers to 200+ countries worldwide online or by using the Wells Fargo mobile app.¹

Wells Fargo domestic wire transfer

If you are planning on sending money to someone within the US, Wells Fargo might seem like a good idea, as they offer online options. Much like sending a check, Wells Fargo Zelle allows you to transfer money to someone using their email address or phone number.

Depending on your recipient’s bank, they could receive the money in just a few minutes. Plus, transaction fees are currently waived for customers who make Wells Fargo Zelle transfers. This is much more streamlined and less expensive than the traditional wire transfer route.²

💡 Want to find out more about Zelle? Get your full guide here.

Wells Fargo wiring instructions

If you prefer to wire money anyway, there are just a few steps for getting started.³

1. First, sign into Wells Fargo Online
2. Select the Transfer and Pay option and enroll in online wire transfers to initiate a wire transfer.
3. Choose your recipient, your funding account and amount (along with any additional details required for certain countries).
4. Review and send your payment.

After filling out all of your personal and banking information, you will also need information from the wire recipient in order to process the funds transfer.

This includes the recipient’s name, BAN (Beneficiary Account Number), full address and banking information. There is also a section for intermediary banking details that can be filled in.

Wells Fargo international money transfer

To send money abroad, you will also need international wire instructions:

• Bank Name
• SWIFT/BIC Code: You can check the correct BIC / SWIFT code here
• Routing Transit Number
• Bank address, City & State
• Beneficiary Account Number
• Beneficiary Name
• International Routing Code (IRC) for certain countries, i.e. (Sort Code, IFSC Code, National ID etc.)
• Reason for Payment for certain countries

Similarly, if you want to receive money from abroad to your Wells Fargo bank account, you will need to provide the sender with your own Wells Fargo international wire transfer details.

💡 Getting foreign currency? To get routing instructions, reach out to Wells Fargo's International Connections department: 1-877-593-2468.

Wise is a smart way to transfer money internationally. To send money online with Wise, you will pay a small, flat fee and a percentage of the amount that’s converted.

Wells Fargo address for wire transfers

FieldDescription

Wells Fargo international wire transfer SWIFT code	WFBIUS6S
Routing Transit Number	121000248
Wells Fargo address	Wells Fargo, 420 Montgomery Street, San Francisco, CA 94104
Beneficiary Account Number	Your complete Wells Fargo account number (including leading zeros)
Beneficiary Name	The name of your account as it appears on your statement
Beneficiary Address	Your full address

Some banks would ask for your bank’s address as well. You can provide the address of the bank branch where you opened your account.

💡 Find out more about Wells Fargo routing numbers here.

Wire transfer fees for Wells Fargo

Now that you know how, how much does Wells Fargo charge for wire transfers? The initial wire transfer fee will be written in on the Wire Transfer Request Form online. However, you can expect to pay the following wire transfer fees with Wells Fargo.

Type of transactionFees⁴

Incoming Domestic Wire	$15
Outgoing Domestic Wire	$30
Incoming International Wire	$16
Outgoing International Wire	Fees will be disclosed once you set up the transfer)

To make sure you really know what you’re getting before you commit, compare the exchange rate you’re being offered with by using a comparison tool — this way you can find out how much your international transfer is really costing you.

How long does a wire transfer take with Wells Fargo?

It can take between 1-3 business days to fully process a wire transfer with Wells Fargo. If you’re sending money to another Wells Fargo customer, it could be up to 24 hours. For all other non-Wells Fargo transfers, it may take 2-3 business days.⁵

Wells Fargo cutoff times

Cutoff times are displayed in all locations. The cutoff time for most Wells Fargo ATM locations is 9 p.m. local time. The cutoff time for deposits using the Wells Fargo Mobile app is 9 p.m. Pacific Time.⁶

💡 Read more about how Wells Fargo direct deposits work here.

Sources:

1. Wells Fargo Website - Wire Transfers
2. Wells Fargo FAQ page
3. Wells Fargo FAQ page - Wire transfer online
4. Wells Fargo wire transfer > Wire transfer terms > Wire FAQ > Consumer fee and information schedule
5. Wells Fargo Article
6. Wells Fargo FAQ page - Cutoff times

All sources checked on 2 March 2022

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