Overall card rating3.6 Show
from Credit Karma members Most helpful positive reviewExcellent card - Fraud detection rocksCredit Karma Member I had someone hack into my walmart.com account, where i had this card setup along with chase sapphire. The chase transactions went through without any roadblocks, but boa dutifully alerted me suspecting fradulent transactions through text messages. It made me reply "YES" or "NO" to confirm authenticity. Once i replied "NO", the transactions were blocked and my card was restricted. Then i logged on to the website, i had an option to block the current card, and a new one issued. Breeze, compared to chase ,where i had to spend 20 minutes with customer support to do the same.. No tthat it was bad, but the process in BOA is far better.. Their cashback deals are also good once in a while. Most helpful negative reviewWorst customer service everCredit Karma Member Be prepared to have them lock your card multiple times without notifying you until your standing in line with a cart full of groceries at checkout. My wife and I have excellent credit and account is and was in good standing. Apparently BOA fraud thinks that grocery purchases are suspicious. It takes 6 months before they can learn your spending behavior. Until then you will be blocked without warning then have to spend over an hour on the phone only to re verify your identity to each of the 5 customer service representatives who you speak to. The will provide you with mis information more than once, and play phone games laughing at the situation offering no resolution. To me a credit card that you can't use for daily purchases is useless. Unless you want to call BOA and sit on hold for hours to ask permission to buy something. Member ratingsAll member reviews (585)5 stars 234 4 stars 79 3 stars 41 2 stars 40 1 stars 191 Credit Karma Member Their activation process isn’t as easy as they make it out to be. I can’t even use the thing and it’s a hassle. Credit Karma Member Credit Karma says my chance of approval is excellent yet when I applied the denied me. I have Excellent credit at 760+ Beware people! Credit Karma Member I applied thru credit karma and got accepted. It was easy but it took a Lil longer cause my credit is on fraud protection from having a fraud alert a while back. So boa called and made sure I applied and was very nice and pleasant to tell me I was accepted and to look for it in the mail. So I will give another later review after I get the card but as for the application part and customer service was great Credit Karma Member I have a BofA credit card that get's monthly use, is always paid on time, and carries no balance. For the last month, BofA has been emailing me pre-screened offers, about 3 a week, asking me to apply for this new 'customized cash rewards' credit card. I finally applied (my credit score is excellent with no negative reporting, and I'm prescreened, so why not?) DENIED, is why not. Now I have a pointless hard pull on my credit report, harming my score. BofA: Don't barrage customers
with prescreened offers if you're regularly denying applicants who have excellent credit. Credit Karma Member I applied for this card because Credit Karma say "Good" I filled out applications my credit score is 725 & 720. Why am I still waiting on them to review my application. I also applied to my credit union the same day I was approved instantly with a 10,000 limit as far as I am concerned Bank of America can KICK ROCKS!!!!! Credit Karma Member I filed a claim and they took forever to process. No communication whatsoever. I had to keep calling and calling them. Al most three months to process the claim properly. Really ridiculous. Credit Karma Member JUST APPLIED AND GOT APPROVED!! BIG AMOUNT Credit Karma Member I have had the card for several years, it was obtained when I was turned down by American Express (Which seems to be normal), and I have not looked back. They immediately replace the card at any hint of fraud, and the rewards are excellent. So if you are looking for an everyday cardthis may be what you need. Credit Karma Member You’re on hold for 45 minutes just so they can hang up See Approval Odds before you applyWe’ll estimate your chances of approval based on your credit profile. Join today — it’s free! You’ll also get: Sign up
What is customized cash rewards Bank of America?The Bank of America Customized Cash Rewards credit card is one of a few of the best cash back credit cards on the market that allows you to not only pick one of six 3 percent cash back bonus categories, but also swap out your choice once per month.
What is the credit limit on Bank of America customized cash rewards?FAQs. The credit limit for the Bank of America® Customized Cash Rewards credit card is usually at least $1,000 and can be much higher, with some cardholders reporting limits of over $50,000. Bank of America uses your income, credit profile, and other information to set your card's credit limit.
What is the limit on Bank of America Cash Rewards card?Does the Bank of America® Cash Rewards credit card have a cash-back limit? There's no limit to how much you can earn with the Bank of America® Customized Cash Rewards credit card. The card's bonus rewards are capped at $2,500 in combined spending per quarter.
Does Bank of America have a Visa Signature card?Yes, Bank of America does have some Visa Signature credit cards, such as the: Bank of America® Customized Cash Rewards credit card. Bank of America® Travel Rewards credit card. Bank of America® Premium Rewards® credit card.
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Bank of america customized cash rewards visa signature card
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