Cmfg life insurance accidental death and dismemberment

AD&D Insurance

Make sure you're protected with Accidental Death & Dismemberment Insurance.

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Cmfg life insurance accidental death and dismemberment

Members receive $1,000 of Accidental Death and Dismemberment coverage.

As a Wings member, you can receive a no-cost TruStage™ Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage can be a helpful safeguard against the burden of costs associated with injury or death from an accident, providing you or your family with funds when you need them most.

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Cmfg life insurance accidental death and dismemberment

TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. ADD-1112-225E

AD&D Features

Accidental Death and Dismemberment insurance can offer protection against costs from a covered injury or loss of life due to an accident.

  • No medical exam or health questions required.

  • Complements life insurance to improve overall protection.

  • Family plans are available for spouse and child(ren) coverage.

Purchase additional coverage at affordable rates.

On top of your $1,000 of coverage at no cost, you can get up to $300,000 additional AD&D coverage through TruStage at affordable rates. Sign up for your no-cost and/or additional protection today.

Bringing you affordable insurance options from a trusted partner.

Wings Financial partners with TruStage Insurance to provide insurance for our members. TruStage insures more than 20 million people and specializes in policies for credit union members. They also share our values of people-first service, financial strength and excellence.

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Cmfg life insurance accidental death and dismemberment

Helping you reach your goals.

Combine your coverage with another type of insurance, and you could save even more.

Life Insurance

Life insurance can protect those left behind after an untimely death. Whether it’s to assure funds for a college education or the comfort and safety of a spouse, life insurance is essential to make sure that your plans become a reality.

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Long-Term Care

Long-term Care Insurance helps pay for care that you would otherwise have to pay for yourself. It can help protect your savings and assets, preserve your independence and help your spouse and children with your long-term care needs.

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Debt Protection

Help protect your family and financial security against the unexpected with Debt Protection. Shielding your loan balance or loan payments against death, disability or involuntary unemployment could help safeguard your finances.

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Compare and see the difference.

Get a free quote to see how much you could save on insurance through your Wings membership. TruStage™ works with carefully selected insurance partners to provide discounted member rates, online services and 24/7 claims service.

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How does accidental death and dismemberment work?

Accidental death and dismemberment (AD&D) insurance is a category of life insurance that only pays out a benefit when the insured is in a covered accident that causes death or specific serious injuries such as the loss of a limb, paralysis, or blindness.

What are the benefits of accidental death and dismemberment insurance?

What Is Accidental Death & Dismemberment Insurance? Accidental Death & Dismemberment (AD&D) insurance pays a lump sum if an employee dies or loses a limb in a covered accident that could not be prevented. Deaths due to prior medical conditions are not covered under this type of policy.

What's the difference between life insurance and accidental death and dismemberment?

Life insurance provides financial protection for your family and will pay out for almost any cause of death. Accidental death and dismemberment (AD&D) insurance, on the other hand, only pays out for accidental death or accidental injury, such as loss of limb.

Do I need accidental death and dismemberment coverage?

If your life insurance policy offers adequate coverage for you in the case of death or accidental dismemberment, AD&D may be an unnecessary additional cost. If you're in a high-risk profession however, it may be worth consideration.