Affiliate Disclosure: This Old House‘s Reviews Team is committed to delivering honest, objective, and independent reviews on home products and services. To support this business model, This Old House may be compensated if you purchase through links on our website. Show
In this Allstate homeowners insurance review, we take an in-depth look at the second-largest home insurance company in the country. In This Review: Our Take | Pros and Cons | Cost and Discounts | Coverage | Availability | Customer Reviews | Conclusion | Comparison | Company Information | FAQs | Methodology All of your assets are worth protecting. When it comes to your home, you have to be confident in its protection. Purchasing a comprehensive home insurance policy to safeguard it in the event of burglary or disasters can help you rest easy at night. But how do you choose the best homeowners insurance company for you? The This Old House Reviews Team has created this in-depth Allstate home insurance review, evaluating the provider’s coverage, availability, costs, and more, to help you determine if it’s the best fit for your needs. To get home insurance quotes from multiple companies in your area, call 855-948-5219 or click on the link below: Our Take on Allstate Home InsuranceAllstate is the second-largest home insurance company in the country, offering both extensive, industry-standard coverage and a variety of significant add-on options, along with many opportunities for discounts. Coverage is available nationwide, and quotes are easy to obtain using convenient online tools. We give Allstate an overall score of 98.10 based on metrics like coverage, availability, customer service, and more. However, the prices for Allstate home insurance are slightly higher than its competitors, meaning that it’s possible customers could get similar coverage for a lower rate with another company. On Allstate’s Better Business Bureau profile, common complaints involve claim denials. In reviews, some customers noted the claims process was difficult, while others stated it was smooth. Pros and ConsCompare the advantages and disadvantages of Allstate home insurance. How Much Does Allstate Home Insurance Cost?The exact cost of Allstate homeowners insurance depends on a variety of factors, including your property value, size, and the materials it was constructed with, where you live, the coverage limits you select, the insurance deductible you choose, and more. We requested a quote for a single-family home in Houston, Texas of roughly 2,200 square feet. Its monthly cost of $302 is significantly higher than the national average of $101, according to the Insurance Information Institute. Allstate Cost
Allstate Home Insurance DiscountsAllstate offers a variety of discounts to help reduce the cost of your home insurance coverage. Here are a few examples of common savings opportunities you may qualify for:
Allstate Home Insurance CoverageAllstate offers all the types of industry-standard coverage alongside a range of additional coverage add-ons to help supplement your homeowners insurance policy. What’s Covered with Allstate Home Insurance
In addition, Allstate offers a wide range of supplemental coverage to help you fine-tune and customize your policy to your specific needs.
Allstate Home Insurance State AvailabilityAllstate is one of the most widely available home insurance providers, offering policies in all 50 states. However, the online quote tool may not be available in some states, but you can always reach out to a representative or a local agent to get an estimate. Alabama | Alaska | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming Customer Reviews of Allstate InsuranceAllstate is not accredited by the Better Business Bureau, but the company does hold an A+ rating from the organization. However, customers on the site have given Allstate just over 1 out of 5 stars. Here’s what some people had to say about their experience with Allstate Insurance. Marissa G. said:
Megan said:
Our ConclusionAllstate is the second-largest home insurance company in the U.S., offering a wide variety of coverage and many different discount opportunities nationwide. All of the standard industry coverage is included, as well as significant supplemental coverage for energy efficiency, musical instruments, sports equipment, and more. However, Allstate’s prices for its homeowners insurance policies are more expensive than some of the company’s competitors. Budget-conscious home insurance shoppers may want to sign up for a policy elsewhere. We give Allstate an overall score of 98.10 out of 100. Our recommendation for any homeowner is to get quotes from multiple home insurance companies that service your area so you can find the provider that is right for you. To get free quotes from providers near you, call 855-948-5219 or enter your zip code in the tool below: Allstate vs. The CompetitionSee how Allstate compares to other homeowners insurance providers:
*Lemonade home insurance is available in AZ, CA, CO, DC, CT, GA, IL, IN, IA, MD, MA, MI, MO, NV, NJ, NY, OH, OK, OR, PA, TN, TX, VA, WI For more in-depth comparisons, refer to the following resources:
Company Information
Allstate Home Insurance FAQsOur MethodologyThe This Old HouseReviews team is committed to providing comprehensive and unbiased reviews to our readers. This means earning your trust through transparency and having the data to back up our ratings and recommendations. With that in mind, we created an objective rating system to score each home insurance company. Here’s what that review process looked like:
With this data, we created a rating methodology to score each home insurance company. Our rating system is a weighted, 100-point scale based on the following factors:
Our Reviews team has a full-time researcher who collects and regularly updates data points from every company to help us compare them on key factors such as coverage, service, and dependability. To share feedback or ask a question about this article, send a note to our Reviews Team at . |