How do i find out if i have unclaimed money in north carolina

Q: How do I find out if I have unclaimed money in NC?

Contact the State Treasurers Office or search online for additional information about unclaimed property.

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Unclaimed Property Program
Office of State Treasurer
How do I find out if I have unclaimed money in NC?
How long does North Carolina hold on to unclaimed funds?
What is the best website to find unclaimed money?
Is unclaimed NC Cash legitimate?

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Department of the State Treasurer

Unclaimed Property Division

Director: Allen Martin, Deputy Treasurer

Office phone: (919) 814-4200

3200 Atlantic Avenue Raleigh, NC 27604

Dormancy Periods

The following dormancy periods are listed in years, unless otherwise noted.

Certificates of Deposit: 10 * Matured CD or Savings Cert.

Official Bank Checks/MO: 7

Life Insurance Matured: 3 *Proceeds Due Beneficiaries and Proceeds from Matured Policies

Otherwise: 5 *All Other Insurance Class Codes

Dissolution/Liquidation: 1

Wages: 1 * Including Commissions

State Courts/Agencies: 1*All Class Codes Associated with this Holder Type

Federal Courts/Agencies: 1 * All Class Codes Associated with this Holder Type

IRA Keogh: 3 * Property in an individual retirement account, defined benefit plan, or other account or plan that is qualified for tax deferral under the income tax laws of the United States.

Gift Certificate: 3* 60% if certificate has expiration date; exempt if no expiration date

Credit Memos: 5* 3 years if result of a retail business transaction.

Vendor-Vendor Payments: * Refer to State law for specific information. Vendor to Vendor credit balances are exempt Vendor to Vendor checks have a 5 year dormancy.

Aggregate Amount: under 50

Notes: Utilities Capital Credit Distributions – 3, Pension Checks – 3, Funds for Liquidation Redemption of Surrendered Stocks or Bonds – 3, Trust, Investments, and Escrow Accounts: Paying Agent Accounts-3, Undelivered/Uncashed Dividends – 3.

Reporting and Payment Due Dates

The following indicates the report and payment due dates for the various property types.

Report Due—Life Insurance: May 1

Report Due—All Others: November 1

Payment Due—Life Insurance: May 1

Payment Due—All Others: November 1

Negative Report Required: No

Electronic Reporting Capability Schedule

The following indicates which types of reporting formats are accepted by this state.

Comments: Upload a Report (.txt, .hrs or .rpt file extension only) or Enter a Manual Report on Reporting Website. Sovos UpExchange and Sovos UpEnterprise are electronically submitted to North Carolina, .hde files not accepted

Information contained in the NAUPA QRP States Unclaimed Property Monitoring Service is for informational and reference purposes only. This information may not be copied or reproduced in any capacity without the express written consent of the National Association of Unclaimed Property Administrators®. Liability arising from the reliance on any information contained in the material presented, which may prove to be inaccurate or incomplete, is specifically disclaimed. Contact each state unclaimed property agency for verification should a question or concern arise.

Unclaimed Property Program

Search for Unclaimed Property

Check the Status of a Claim

Upload Claims Documentation

Report Unclaimed Property

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Millions of dollars are transferred to the Unclaimed Property Program each year by companies that cannot locate the owners. Individuals, estates, businesses and even churches and charities can have unclaimed property. It only takes a minute to find out if we are holding money for you.

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Office of State Treasurer

Our mission is to preserve, protect and sustain the state’s pension and healthcare plans, reduce investment fees while maximizing returns, properly account for and report on all funds that are deposited, invested, and disbursed through the North Carolina Department of State Treasurer, assure the financially sound issuance of debt for state and local governments, maintain the state’s “AAA” bond rating, and provide exemplary service across all divisions of the Department.

Our vision is to sustain and advance the performance and efficiency of the North Carolina Department of State Treasurer, always focusing on our loyalty and duty of care to participants.

How do I find out if I have unclaimed money in NC?

Contact the State Treasurer's Office or search online for additional information about unclaimed property.

How long does North Carolina hold on to unclaimed funds?

Savings and Checking Accounts Regardless of the internal terminology used, the State of North Carolina considers savings and DDA accounts presumed abandoned five years from the date of the last documented instance of positive owner contact.

What is the best website to find unclaimed money?

The National Association of Unclaimed Property Administrators' website www.unclaimed.org is an excellent resource. This association consists of state officials charged with the responsibility of reuniting lost owners with their unclaimed property.

Is unclaimed NC Cash legitimate?

You can check to see if the state has any unclaimed cash under your name using the link below. This is not Publisher's Clearinghouse, and it is most certainly not a scam. This is money that the law requires is turned over to the state when a business or other entity can't find the person it belongs to.