How do you use zelle to receive money

How do you use zelle to receive money

  • You can receive money on Zelle no matter which banking service you have — all you need is the Zelle app.
  • Zelle is a service that facilitates money transfers between US bank users.
  • If you bank with a smaller institution that isn’t partnered with Zelle, you can still use the service for money transfers.
  • You'll need an email or mobile number and debit card to receive your Zelle transfer.

Zelle is a service that offers a free, easy, and secure way to send and receive money with others.

Although the service is seamlessly integrated as a money transfer service provider into many big-name financial institutions, if you use a more obscure bank or credit union, fret not — all you need is an email address or mobile phone number to take advantage of Zelle, regardless of who you bank with.

Here's how you can get started receiving money through Zelle in a few simple steps.

How to receive money on Zelle

1. If someone sent you money through Zelle, you'll receive an email or text notification about the payment. 

2. Click on the link in the email or text.

Plus, with Zelle® ready contacts, it’s easy to know who’s already enrolled with Zelle®. When you see a purple “Z” icon next to someone’s name on your contact list, you can send them money with Zelle® anytime with the confidence that it’ll be in their account in minutes. Learn more about Zelle® ready contacts below in the FAQ.

Why use Zelle®?

It’s safe.

With Zelle®, money travels directly between accounts with no stops in between. And as a U.S. Bank customer, you’re protected by our Digital Security Coverage.

It’s fast.

Money you send with Zelle® can be in your recipient’s account in minutes,2 making Zelle® an ideal way to share the cost of expenses between friends or send the gift of money.

It’s convenient.

Find Zelle® in the U.S. Bank Mobile App or online banking. All you need to send money is the recipient’s email address or U.S. mobile number.

It’s easy.

Sending money is simple. Just pick a trusted recipient, enter an amount and hit Send. You can track your payment in mobile or online banking. Requesting money is just as easy.3

It’s personal.

You can add emojis and choose from a wide variety of colorful, entertaining eCards to send with your Zelle® payment. Add a personal touch for any occasion – or just a bit of fun for no reason at all. See our eCard FAQ.

Already have the U.S. Bank Mobile App?

You can also use Zelle® in online banking.

You can start using Zelle®anytime you're banking in the app or online. Simply log in to your account and explore everything you can do.

Log in and try Zelle® now

Frequently asked questions

How do recipients receive money from Zelle?

Someone sent me money with Zelle®, how do I receive it? If you have already enrolled with Zelle®, you do not need to take any further action. The money will move directly into your bank account associated with your profile, typically within minutes1.

Do you need a bank account for Zelle?

Important: While you can typically use Zelle® with people at different banks, at least one person must have a bank in the Zelle Network in order to send and receive money.

How do you use Zelle step by step?

Send Money with Zelle.
Sign on and select Transfer & Pay..
Go to Send Money with Zelle®..
Select a recipient from your list or add a new recipient. Then choose a From Account, and enter the amount..
Select Review and confirm that the email address or trusted U.S mobile number and name are correct..
Select Send..

Do I need a Zelle account to receive money?

If your bank or credit union offers Zelle® - You can send money to almost anyone you know and trust with a bank account in the U.S. If your bank or credit union does NOT offer Zelle®- The person you want to send money to, or receive money from, must have access to Zelle® through their bank or credit union.