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Fewer Fees. Faster access to money. Powerful financial controls, built into every account. People say it’s hard to believe. But people are why we built hard-to-believe banking. Welcome to Huntington. Faster Access to MoneyFor checking customers, we have ways to provide cash when you need it. Early PayIf you have a Huntington checking account with direct deposit, you could get paid up to two days early at no cost to you#.Learn more Standby Cash®Standby Cash® allows you to access between $100 and $500 with no interest or fees when you sign up for automatic payments and pay it back over three months. Otherwise, a 1% monthly interest charge (12% APR) applies to the outstanding balances†.Learn more Fewer FeesWe add a dash of "nobody's perfect" to every account. Because we're human too. Asterisk-Free Checking®Asterisk-Free Checking is free to open and free to maintain. It also comes with access to our powerful digital savings and money management tools in the Hub.Learn more $50 Safety Zone℠If you accidentally overdraw your account by $50 or less, you won't be charged an overdraft fee thanks to our $50 Safety Zone℠. And, if you overdraw by more than $50, 24-Hour Grace® gives you more time to fix it and avoid an overdraft or return fee.‡Learn more Powerful Financial ControlsOur accounts are filled with smart features that make managing your spending and saving a matter of taps. Digital ToolsSet your financial goals with confidence. With features like Savings Goal Getter℠, Spend Analysis, Spend Setter℠, and Look Ahead Calendar℠, we'll help you see how much you need to save, and track your progress along the way. And they're free with every account.Learn more Huntington Mobile AppHuntington ranked #1 in Customer Satisfaction with Mobile Banking Apps among Regional Banks for four years in a row. J.D. Power 2022 U.S. Banking Mobile App Satisfaction Study; among banks with $75B to $200B in deposits. Visit jdpower.com/awards for more details. Starting and running a business can be challenging but having the right bank and right account can help your business thrive. The information below walks you through the easy steps to get you up and running. Review required documents below Gather documents required for your business structure (e.g. LLC, Sole Proprietorship) Open your new account online or find your nearest branch What You Need to Open a Business Bank AccountThe kind of documentation required to open a business bank account depends on the type of business and the bank. Contact the bank to find out any specific documentation that is needed to open the best type of account for you, but in general you’ll need:
Note: Additional documents may be required before your business deposit account can be opened. The list provided here may change as applicable state and federal regulations change. Not every employee or partner of a business is authorized to do banking on behalf of the business. To open an account, you’ll need an authorized representative to handle the paperwork with the bank. Why use a Business Bank Account?Having a business bank account allows for a separation of your business finances and cash flow from your personal finances, and is a professional means to do business.
When Can You Open a Business Bank Account?It is recommended that a business account be opened at the launch of the business and after any articles of incorporation and other applicable documents have been signed. If you’re a sole proprietor, then this can be done as soon as you’ve documented your business name. If you’re a part of a non-profit, LLC, or some other business partnership, you can open a bank account after all the documentation associated with the business structure has been formalized. If you’re already completing transactions or conducting business, you should be able to open a business bank account now. What Type of Business Bank Account Should I Open?There are many types of business accounts. You should select the type that’s most applicable to your business. Different types of accounts offer different benefits and incentives. Some accounts are geared more toward specific industries and many are based upon how many transactions you handle each month. At Huntington, we offer several types of business accounts and an account representative can help you pick the best type of business checking account for you. How to Open a Sole Proprietorship Bank Account: What You Need The sole proprietor must be present at a Huntington branch location to open the account with the following documentation.
How to Open a General Partnership Bank Account: What You Need At least two General Partners must be present at account opening at a Huntington branch location for a General Partnership Bank Account with the following documentation. The Controlling Party, along with any Beneficial Owner who owns 25% or more of a business, will be required to provide additional information (see our sample form).
How to Open a Limited Partnership Bank Account: What You Need
Additional documents may be required before your business deposit account can be opened. The list provided above may change as applicable state and federal regulations change. How to Open a Limited Liability Corporation Bank Account: What You Need At least two LLC Members (or Manager, if applicable) must be present at account opening for an LLC Bank Account, unless the entity is a Sole Member LLC. The Controlling Party, along with any Beneficial Owner who owns 25% or more of a business, will be required to provide additional information (see our sample form). Huntington will need the following documentation:
How to Open a Bank Account for a Limited Liability Partnership: What You Need All LLP Partners must be present to open an account for a Corporation with the following documentation. The Controlling Party, along with any Beneficial Owner who owns 25% or more of a business, will be required to provide additional information (see our sample form).
How to Open a Bank Account for a Corporation: What You Need At least two Officers of the Corporation must be present to open an account for a Corporation with the following documentation. The Controlling Party, along with any Beneficial Owner who owns 25% or more of a business, will be required to provide additional information (see our sample form).
How to Open an Organization/Association Bank Account: What You Need
Additional documents may be required before your business deposit account can be opened. The list provided above may change as applicable state and federal regulations change. If you have questions concerning the creation of any of the business entity types discussed or associated documentation, please consult a legal or tax professional for more information. Can you open a bank account online Huntington?If you're 18 or older, you can open a checking account online or in-branch without a co-signer. If you prefer to open your account in person, stop by your local Huntington branch to meet with a banker.
How do I set up a Huntington account?To apply you'll need your Social Security Number and a U.S. Government issued ID, like a driver's license or a passport. You also need a means to fund your new account. If you're opening your new checking account online, this can be done through mobile deposit of a check or an electronic transfer of funds.
Is it free to open a checking account at Huntington bank?With Asterisk-Free Checking, there's no cost to open and no monthly maintenance fees. But you still get access to features our checking customers love about Huntington, like our delightfully intuitive mobile app and tools that help you strengthen your financial well-being.
Can I open online account without going bank?Yes, you can open a bank account completely online, without ever going into a bank branch. With a completely online bank or account, you can also do all your account management online.
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