How to set up a paypal account to receive money

Fewer middle men. More you, me and we.

We bring buyers and sellers together – reducing steps, costs, and chaos. The only middleman is the postman.

Sign Up Now

1

Buyers make a purchase through PayPal – whether it’s on eBay, online stores or apps.

2

Sellers receive payments in their PayPal account usually within minutes.

3

We will notify both buyers and sellers on the payment and transaction details.

People who buy online.

When you make a payment, you can choose how you want to pay for your purchases:

  • If you have sufficient PayPal balance to cover the payment, the amount will be deducted directly.
  • If you have linked a credit or debit card to your PayPal account, the payment amount can be deducted from your credit or debit card after you've depleted your PayPal balance.

More about personal account

People who sell.

Once you have confirmed your email address, you can start receiving payments with PayPal. You also have several options once you’ve received payment to access your money. You can use it for purchases or withdrawal it to your linked bank account.

More about managing business

Want it? Get it.

Millions of people shop online using PayPal. Just an email address and password, or mobile number and PIN, will get you through checkout before you reach your wallet. Couldn’t be simpler!

Pay on website Pay on eBay Send a payment

More time equals more money.

Start accepting payments from credit and debit cards, linked bank accounts and PayPal (whichever is applicable) in minutes. We've worked it all out for you, from sales to figures, so you have more time for your business.

Sell on your website Sell on eBay Request a payment

Protecting you, and your money.

All your money is accounted for in one place. Send money and receive payments, anywhere in the world. We've got your back while you do.

More about our protection policies

Questions and Answers

How do I choose between Personal and Business Accounts?

Personal: Recommended for individuals who shop and pay online.
Business: Recommended for merchants who operate under a company/group name. It offers additional features such as allowing up to 200 employees limited access to your account.

Can I have multiple PayPal accounts?

You can create one Personal account and one Business account. You can link more email addresses, debit or credit cards, and bank accounts, but each account must have its own email address and bank account information.

In what countries is PayPal accepted as a method of payment?

PayPal is accepted as a method of payment in 202 countries

Pay or get paid for moments that matter.

Send and receive money the fun, fast, and secure way. Connect with friends. Make donations. Or pay for things you love—anytime, anywhere.1

Early morning coffee run. Chip in for a gift. Split the bill. Pay your barber. One app. Every moment.

Get your money where it needs to go

Everyday payments made simple

From settling household bills to paying for your next fitness class, sending money is fast and easy.

Transfer money globally

Send for a bank deposit or cash pickup or delivery in 130+ countries with Xoom—even if your recipient doesn’t have an account.1

Be the change

Donate to support a cause or fundraiser that matters to you.

Settle up without slowing down

Request money fast

Dogsitting for a neighbor or splitting brunch with friends? Get paid back the flexible and secure way.1

Pay with QR

Open the PayPal app, point with your camera, and keep it moving with touchless transactions.

Make payments personal with a profile

Create your profile. Share it. Get paid. Let friends find you easily in the app or keep things private by hiding your profile.

Sep 15 2022 | PayPal Editorial Staff

With your very own personalised payment link, it’s easy and fast to get paid. Here’s everything you need to know about creating and sending a PayPal.Me link.

To improve speed and ease of collecting payments, business owners need an efficient way to send payment requests to customers. That’s where PayPal.Me, a built-in feature in your PayPal account, can help—especially for businesses without their own online store.

With a simple unique link, it’s easy and secure for customers to make payments, and it allows businesses to get paid in a hassle-free manner through PayPal. Discover more about PayPal.Me, how it works, its key benefits, and how to create your unique link to send to your customers.

What is PayPal.Me?

PayPal.Me is a personalised payment link that you can create to receive money on your PayPal account instantly. You can share this unique link to customers via text message, social channels, or even on your business card, without having to reveal your email address, phone number, or bank information.

How to set up a paypal account to receive money

What are the key benefits of PayPal.Me?

  • Take advantage of every business opportunity
    Close deals in real-time, even during online conversations with your customers, without logging in.
  • Personalise your link your way
    Create your own PayPal.Me link with your business name and logo to make it easier for customers to recognise your business.
  • Get paid quickly
    Forget about having to log in to submit manual payment requests. Just send your PayPal.Me link to your customers and add the agreed amount to get paid instantly.
  • Bank data protection
    With PayPal.Me, you don’t need to share your bank information. Your link will be the destination of all your payments.

Who is PayPal.Me for?

PayPal.Me can be used by businesses of all nature. Here are some examples:

How to set up a paypal account to receive money

Setting up your own customised PayPal.Me payment link is easy. Just follow these steps:

  1. Go to the PayPal.Me page in the app center.
  2. Log in to your PayPal account.
  3. Follow the instructions to complete creating your unique business link.
    Tip: You can use your business name and upload your business photo to make it more memorable and easier for your customers to recognise you.

Even though your PayPal.Me link will not have an expiry date once created, you can toggle it on or off whenever you deem necessary with just a click. It’s also important to note that PayPal.Me links are available on a first-come, first-served basis and each account is only limited to one link that can’t be changed once created.

Once you’ve got it all set up, you can preview how the link will be displayed to your customers and make necessary changes as you deem fit before sending it out!

Create a Link

How to set up a paypal account to receive money

How do I receive money from customers via PayPal.Me?

After you’ve sent your PayPal.Me link, your customers can click on the link and pay you instantly, without needing to open a PayPal account. Besides PayPal, they can also transfer funds to you via debit and credit cards, as well as other payment methods. Once the payment has been made, it will be updated in your PayPal Business account.

Get paid anytime, anywhere

Personalise your PayPal.Me link no matter where you are with the PayPal app. Download the app today to create customised payment links and collect payments on-the-go.

How to set up a paypal account to receive money
How to set up a paypal account to receive money

Learn more about PayPal.Me here and secure your personalised link before it’s gone.

What PayPal account do I need to receive money?

If you have a PayPal account and know your email address, you already know how to receive money on PayPal. All you need to do is give someone your email address, and they can send you money through PayPal. In fact, you don't even need a PayPal account for someone to send you money.
You don't need a bank account or credit card to receive money in your PayPal account. But to send money to family and friends or withdraw funds, PayPal will ask you to link a bank account.