Accelerated Underwriting Guide
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What is Mutual of Omaha Term Life Answers?Term Life Answers is another term life policy option from Mutual of Omaha, offered in 10, 15, 20 and 30 year terms. This option requires a medical exam and coverage amounts start at $100,000. Depending on the term selected, Term Life Answers is available to buyers ages 18 to 70.
What factors is the life Underwriter most concerned with?Your age. Age is one of the most substantial underwriting considerations. ... . Gender. In almost all states, premium rates are higher for men than for women. ... . Tobacco use. ... . Personal health history. ... . Prescription history. ... . Family health history. ... . Driving or criminal records. ... . Credit attributes.. Is there a waiting period for Mutual of Omaha life insurance?Two-Year Waiting Period
With all guaranteed acceptance policies on the market, there will be a waiting period. Mutual of Omaha guaranteed issue life insurance has a two-year waiting period, which is standard for these plans.
Where does Mutual of Omaha rank?The ratings agency AM Best gives Mutual of Omaha an A+ for financial stability, which is the second-highest rating and means the company has a “superior” ability to take care of its contractual insurance obligations, like paying claims.
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