Open Enrollment What you need to knowUnder the Affordable Care Act, Open Enrollment is the time when individuals and families can enroll for health insurance for the upcoming year. If you don’t have health insurance, Open Enrollment is the time to apply. If you do have health insurance – but want to shop and compare other health insurance options that might better fit your needs and budget, Open Enrollment is a great time to make a change. Show
When is Open Enrollment?Open Enrollment is happening now. It started November 1, 2022 and ends January 15, 2023. Enroll now If you miss the January 15 deadline for 2023 Open Enrollment, you will only be able to enroll in a health insurance plan for 2023 if you experience a qualifying life event. See if you qualify for a tax credit (subsidy)The federal government provides financial help in the form of tax credits, or subsidies, for eligible individuals and families who purchase their own health insurance. Eligibility depends on family size and income. Use our tax credit calculator to see if you or your family may be eligible for financial assistance.  Save with a tiered network planWith a Keystone HMO Proactive health plan, in-network providers are grouped into three tiers. While all doctors and hospitals in our network must meet high quality standards, many offer services at a lower cost. These providers are in Tier 1 – Preferred, which includes more than 50 percent of in-network doctors and hospitals. Make sure your preferred providers are in the networkIf seeing certain doctors – or using certain hospitals or health care facilities – is important to you, then be sure that they’re covered in your plan’s network. Independence Blue Cross is proud to offer the widest selection in quality care, with over 49,000 providers and more than 180 hospitals available to you. Use the Find a Doctor tool to see if your current primary care physician (PCP), health care specialists, and facilities are in the network. Shop for a planWe’re here to helpCompare plans and apply for coverageReady to get started? Learn more First time enrolling? Here’s what you need to knowIf you are an actively working federal employee and want to become a member of the Blue Cross and Blue Shield Service Benefit Plan, there are two ways you can enroll:
You’ll need the full name of the health plan and the enrollment code to enroll. Keep in mind: If you’re already a Service Benefit Plan member and happy with your coverage, you don’t have to do anything. Your coverage will automatically carry over each year.
Open SeasonAll actively working or retired federal employees can enroll in, change or cancel their health plan during Open Season, which is typically the second Monday of November through the second Monday of December each year.
New Employees to the Federal GovernmentIf you're a new employee eligible for Federal Employees Health Benefits (FEHB) coverage, you have 60 days from your start date (also known as your entry on duty date) to enroll in a health plan.
Qualifying Life EventYou might be able to change your health plan outside of Open Season if you have a qualifying life event. These include getting married, having a baby, getting divorced or a change in employee status. U.S. Postal ServiceDepartment of DefenseDepartment of EnergyDepartment of Commerce, Department of Homeland Security & employees of other agencies paid through the National Finance CenterHealth and Human Services, Department of Veterans Affairs & Environmental ProtectionYou can also fill out and submit a SF 2809 Form to your agency’s personnel office. Please do not submit the form anywhere else. Note: Online resources provided by OPM at www.opm.gov/insure During Open Season
Office of Personnel Management Outside of Open Season
Note: if you receive an annuity from another program or need more information, please visit opm.gov Have questions? Review our FAQs. Get a plan recommendation and enrollment instructionsNot sure which plan is right for you? Our AskBlue FEP Medical Plan Finder tool can help you select the right option for your needs plus provide specific enrollment instructions based on your agency. Try AskBlue |
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