University of utah federal credit union routing number

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The routing number for University Federal Credit Union (UFCU) is 314977405. Please note that this is for the University Federal Credit Union based primarily in and around Austin, Texas.

There is another University Federal Credit Union based in Utah. The routing number for the Utah credit union is 324079416.

What Is a Routing Number?

Routing numbers are nine-digit numbers that are used by U.S. banks to identify themselves. While generally referred to as a “routing number,” they are also called:

• Routing transit numbers (RTNs).
• ABA routing numbers.

Routing numbers are required for a variety of different activities, including:

• Direct deposits.
• Wire transfers.
• Automatic bill payments.
• Paying taxes.
• Online and automated clearing house (ACH) payments.
• Processing checks.
• Electronic funds withdrawals.
• Transferring money between banks.

Routing numbers help financial institutions understand where funds are either coming from or going to.

Where Can You Find Your UFCU Routing Number?

You can find your UFCU routing number in multiple places:

• You can easily locate your UFCU routing number on the bottom left-hand side of your checks. It is the group of nine numbers farthest to the left and is typically followed by your account number and check number, respectively.
• You can also find your UFCU routing number by logging into your online banking portal. Head to the “Balances” menu and then click on “Routing & Account Number.”
• If you don’t have a check and cannot access your online account, you can also contact UFCU at (800) 768-2195. You’ll likely be asked a few security questions, after which you can request the routing number over the phone.

Image Source: https://depositphotos.com/

A routing number is a 9 digit code for identifying a financial institution for the purpose of routing of checks (cheques), fund transfers, direct deposits, e-payments, online payments, and other payments to the correct bank branch.

Routing numbers are also known as banking routing numbers, routing transit numbers, RTNs, ABA numbers, and sometimes SWIFT codes (although these are quite different from routing numbers as SWIFT codes are solely used for international wire transfers while routing numbers are used for domestic transfers).

Routing numbers differ for checking and savings accounts, prepaid cards, IRAs, lines of credit, and wire transfers. All banks usually have separate routing numbers for each of the states in the US.

You can look for the routing number on the check (cheque book) issued by your credit union or can search this website for free.

324079416 is the current routing transit number of University First Fcu situated in city Salt Lake City, state Utah (UT). You can find the complete details about University First Fcu, Salt Lake City below in the table including the exact address of the institution, ZIP-code, phone number, Servicing FRB and other details.

Current routing number: 324079416

Routing Number? Please Explain This To Me Like I'm Five.

It is a number issued by the American Bankers Association that identifies the individual bank in question. It has a few different names, such as Routing Transit Number and American Bankers Association number. In order to do business in the US, all US banks must have a routing number.

Why does a bank need a routing number?

First, they need it because the law requires it. Second, they need it for practical logistical reasons. It is used to route money transfers, such as check payments or direct deposits. Without it, they are dead in the water and cannot move funds.

Where can I find this on my checks?

The routing number can be found at the bottom of the check. It may precede or follow the checking account number. This same line will also contain the check number for the check in question. These three pieces of information are needed to give each check full and unique identification for purposes of moving money between accounts.

Download info about
RTN 324079416 as а PDF-file

Additional information about the University First Federal Credit Union - Administration Building branch in Salt Lake City

Address: 3450 Highland Dr, Millcreek, UT 84106, USA

Vicinity: 3450 Highland Drive, Millcreek

International phone number: +1 801-481-8800

Website: http://ucreditu.com/

Find out where the University First Federal Credit Union - Administration Building branch is located on the map:

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Where is the routing number on my check?

Disclaimer: the picture shown is for illustration purpose only and not the actual document of the University First Fcu.

The image of the check shown as an example. The first set of numbers on the lower left corner of a check is the routing number. The second set of numbers following the character symbol immediately after your routing number is your account number. The check number is usually the last set of numbers on your check. Please, keep in mind the routing number on business checks (not personal) may be located in the middle of the lower part of the check.

What do the numbers mean?

324079416

First 4 digits 3240 - Federal Reserve Routing Symbol

Second 4 digits 7941 - ABA Institution Identifier

Last digit 6 - the Check Digit

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