This question is about Wells Fargo Credit Cards @WalletHub • 04/08/22 This answer was first published on 01/07/18 and it was last updated on 04/08/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and
user-generated content is not provided, reviewed or endorsed by any company. You can check your Wells Fargo credit card application status either online or by calling
(800) 967-9521. If you’re already a Wells Fargo customer, all you need to access the application status webpage is your username and password. If not, you’ll have to provide your last name, birthdate, Social Security Number and
the access code that Wells Fargo emailed you when you applied. If you prefer to call over checking your status online, the phone line is open 24/7. It should only take a few minutes to check your status and find out whether your application is approved, denied or still pending. You should get a final decision within 7 business days of applying. Approved applicants will get their card within 10 business days of approval. You can learn more below. If your application is approved, your card should arrive within 10 business days of the decision being reached. However, if Wells Fargo denies your credit card application, you will receive a letter explaining why. If you believe the rationale doesn’t really apply to you, you can request
reconsideration by calling (800) 869-3557. But this is a long shot. Phelan B, Member@b_phelan51 • 01/29/18 This answer was first published on 01/29/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Rule of thumb is to just call them. Their number is (800) 967-9521. Hope you got lucky! Motley Grasse, Member@motley_grasse • 02/16/18 This answer was first published on 02/16/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company. You can check it online. They send you a confirmation email when you submit your application, which contains an access code that allows you to sign in and check the status. Answer Question People also askWhere can I check my credit card application status?You can check your credit card application status either online or over the phone, depending on the credit card company. Many credit card applicants receive a decision within minutes, but it can take longer if the issuer needs more information or if it’s a close call between approval and rejection. Some credit card applications stay in pending status for up to 30 days.… read full answer All major credit card companies allow applicants to check their status by calling the main customer service line and following the prompts. Most major issuers – including American Express, Bank of America and Citibank – also offer a way to check your credit card application status online. How to Check Your Credit Card Application Status with Major Issuers:
Whether you’re trying to check your application status online or over the phone, it can be stressful dealing with a pending credit card decision. Rest assured that even if you are eventually denied, you still have plenty of options. Approval criteria for credit cards differ from one issuer to the next, and even from card to card with the same issuer. So if you’re denied for one card, it doesn’t mean you can’t be approved for another. For more information, check out this guide on what to do if your credit card application is denied. show less What are the Wells Fargo credit card minimum requirements?Wells Fargo credit card requirements include having a credit score of 700+ (for most cards) and providing standard personal information such as your name, address, and date of birth. A Social Security Number (SSN) or an Individual Tax Identification Number (ITIN) is also required, and all applicants must be 18+ years old.… read full answer Wells Fargo Credit Card Requirements
Wells Fargo also issues a number of retail store cards that generally have more lenient approval requirements. So, applicants with fair credit or better (a score of 640) can get approved. If you want the best Wells Fargo credit card approval odds, make sure to pay your bills on time and try to keep your credit utilization around 30%. And keep in mind that an application will trigger a hard inquiry which may temporarily cause a dip in your credit score. So, make sure you know where you stand before applying. You can check your credit score for free, right here on WalletHub. show less WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered. Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. Did we answer your question? Sorry! How can we improve this answer? How long does it take to get approved for business line of credit?Turnaround times vary by lender, and it can take as little as five minutes or as long as several days to get a decision. Your lender may also require you to provide additional documentation after reviewing your application. Common information your lender may ask for includes: Your name.
How long does it take to get approved for a Wells Fargo business credit card?If you applied for an unsecured business line of credit (includes Wells Fargo BusinessLine® line of credit and Wells Fargo Small Business Advantage® line of credit), you will receive written notification from Wells Fargo within 10 business days. If approved, it will state the approved amount.
How long does it take for Wells Fargo to approve account?It should only take a few minutes to check your status and find out whether your application is approved, denied or still pending. You should get a final decision within 7 business days of applying.
How long does it take to get a line of credit?For a regular credit card, often the individual will be approved in minutes. This is due to the fact that approval is based on an algorithm and inputs from the user. Home equity lines of credit, or HELOCs, are usually approved within 2 – 6 weeks.
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Wells fargo business line of credit application status
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