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Filter cards by category Best for flat rate cash back Our rating:3.8 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rate1.5% Earn unlimited 1.5% cash back on all purchases.At A GlanceIntro offer $200 $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account openingAnnual fee $0Regular APR 16.99% - 26.99% Variable APR on purchases and balance transfersRecommended credit 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Bank of America® Customized Cash Rewards credit cardOur rating:4.4 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rate3% Earn 3% cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).2% Earn automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases). 1% Earn unlimited 1% on all other purchases. At A GlanceIntro offer $200 $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account openingAnnual fee $0Regular APR 16.99% - 26.99% Variable APR on purchases and balance transfersRecommended credit 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.BEST FOR BALANCE TRANSFERS BankAmericard® credit cardOur rating:5.0 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rateThis card doesn't offer cash back, miles, or pointsAt A GlanceIntro offer No current offerAnnual fee $0Regular APR 14.99% - 24.99% Variable APR on purchases and balance transfersRecommended credit 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.More Cards from Bank of America BEST BUSINESS CREDIT CARD Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit cardOur rating:4.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rate1.5% Earn unlimited 1.5% cash back on all purchases everywhere, every time.At A GlanceIntro offer $300 Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening.Annual fee $0Regular APR 15.24% - 25.24% Variable APR on purchases and balance transfersRecommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Bank of America® Travel Rewards credit cardOur rating:4.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rate1.5X Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.At A GlanceIntro offer Annual fee $0Regular APR 16.99% - 26.99% Variable APR on purchases and balance transfersRecommended credit 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Bank of America® Premium Rewards® credit cardOur rating:4.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rate2X Earn unlimited 2 points for every $1 spent on travel and dining purchases1.5X Unlimited 1.5 points per $1 spent on all other purchases At A GlanceIntro offer 50,000 points Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account openingAnnual fee $95Regular APR 18.99% - 25.99% Variable APR on purchases and balance transfersRecommended credit 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.BEST BANK OF AMERICA CARD FOR BUSINESS TRAVEL Bank of America® Business Advantage Travel Rewards World Mastercard® credit cardOur rating:3.9 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rate3X Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center.1.5X Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire. At A GlanceIntro offer 30,000 points Earn 30,000 online bonus points after you make at least $3,000 in net purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.Annual fee $0Regular APR 15.24% - 25.24% Variable APR on purchases and balance transfersRecommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.BEST BANK OF AMERICA CARD FOR ONLINE BUSINESS SERVICES Bank of America® Platinum Plus® Mastercard® Business cardOur rating:2.6 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rateThis card doesn't offer cash back, miles, or pointsAt A GlanceIntro offer $300 Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening.Annual fee $0Regular APR 13.24% - 24.24% Variable APR on purchases and balance transfers
Recommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.BEST BANK OF AMERICA BUSINESS CARD FOR FLEXIBLE CASH BACK CATEGORIES Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit cardOur rating:3.9 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rate3% 3% cash back in the category of your choice (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).2% 2% cash back on dining purchases (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter). 1% 1% unlimited cash back on all other purchases. At A GlanceIntro offer $300 Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening - with no annual fee and cash rewards don't expire.Annual fee $0Regular APR 15.24% - 25.24% Variable APR on purchases and balance transfersRecommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.BEST BANK OF AMERICA BUSINESS CARD FOR MILE TRANSFERS Alaska Airlines Visa® Business cardOur rating:4.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rate3X Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases.1X Earn unlimited 1 mile for every $1 spent on all other purchases. At A GlanceIntro offer 40,000 miles Get 40,000 bonus miles plus Alaska's Famous Companion Fare™ from $121 ($99 fare plus taxes and fees from $22) with this offer. To qualify, make $2,000 or more in purchases within the first 90 days of opening your account.Annual fee $50 for the company and $25 per cardRegular APR 18.99% - 26.99% Variable APR on purchases and balance transfersRecommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.BEST FOR FREQUENT ALASKA AIRLINES FLYERS Alaska Airlines Visa Signature® credit cardOur rating:4.7 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rate3X Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases.1X Unlimited 1 mile for every $1 spent on all other purchases. At A GlanceIntro offer Limited Time Online Offer - 50,000 Bonus Miles Get 50,000 bonus miles plus Alaska's Famous Companion Fare™ from $121 ($99 fare plus taxes and fees from $22) with this offer. To qualify, make $2,000 or more in purchases within the first 90 days of opening your account.Annual fee $75Regular APR 18.99% - 26.99% Variable APR on purchases and balance transfersRecommended credit 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Our rating:4.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rate1.5X Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.At A GlanceIntro offer 25,000 points 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.Annual fee $0Regular APR 16.99% - 26.99% Variable APR on purchases and balance transfersRecommended credit 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.More travel cards from Bank of America Bank of America® Premium Rewards® credit cardOur rating:4.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rate2X Earn unlimited 2 points for every $1 spent on travel and dining purchases1.5X Unlimited 1.5 points per $1 spent on all other purchases At A GlanceIntro offer 50,000 points Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account openingAnnual fee $95Regular APR 18.99% - 25.99% Variable APR on purchases and balance transfersRecommended credit 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Alaska Airlines Visa Signature® credit cardOur rating:4.7 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rate3X Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases.1X Unlimited 1 mile for every $1 spent on all other purchases. At A GlanceIntro offer Limited Time Online Offer - 50,000 Bonus Miles Get 50,000 bonus miles plus Alaska's Famous Companion Fare™ from $121 ($99 fare plus taxes and fees from $22) with this offer. To qualify, make $2,000 or more in purchases within the first 90 days of opening your account.Annual fee $75Regular APR 18.99% - 26.99% Variable APR on purchases and balance transfersRecommended credit 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Bank of America® Business Advantage Travel Rewards World Mastercard® credit cardOur rating:3.9 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rate3X Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center.1.5X Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire. At A GlanceIntro offer 30,000 points Earn 30,000 online bonus points after you make at least $3,000 in net purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.Annual fee $0Regular APR 15.24% - 25.24% Variable APR on purchases and balance transfersRecommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Alaska Airlines Visa® Business cardOur rating:4.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rate3X Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases.1X Earn unlimited 1 mile for every $1 spent on all other purchases. At A GlanceIntro offer 40,000 miles Get 40,000 bonus miles plus Alaska's Famous Companion Fare™ from $121 ($99 fare plus taxes and fees from $22) with this offer. To qualify, make $2,000 or more in purchases within the first 90 days of opening your account.Annual fee $50 for the company and $25 per cardRegular APR 18.99% - 26.99% Variable APR on purchases and balance transfersRecommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Our rating:4.4 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rate3% Earn 3% cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).2% Earn automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases). 1% Earn unlimited 1% on all other purchases. At A GlanceIntro offer $200 $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account openingAnnual fee $0Regular APR 16.99% - 26.99% Variable APR on purchases and balance transfersRecommended credit 670-850 (Good to Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.More cash back cards from Bank of America Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit cardOur rating:3.9 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rate3% 3% cash back in the category of your choice (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).2% 2% cash back on dining purchases (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter). 1% 1% unlimited cash back on all other purchases. At A GlanceIntro offer $300 Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening - with no annual fee and cash rewards don't expire.Annual fee $0Regular APR 15.24% - 25.24% Variable APR on purchases and balance transfersRecommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Our rating:3.9 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rate3% 3% cash back in the category of your choice (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).2% 2% cash back on dining purchases (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter). 1% 1% unlimited cash back on all other purchases. At A GlanceIntro offer $300 Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening - with no annual fee and cash rewards don't expire.Annual fee $0Regular APR 15.24% - 25.24% Variable APR on purchases and balance transfersRecommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.More business cards from Bank of America Bank of America® Platinum Plus® Mastercard® Business cardOur rating:2.6 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.
Recommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rateThis card doesn't offer cash back, miles, or pointsAt A GlanceIntro offer $300 Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening.Annual fee $0Regular APR 13.24% - 24.24% Variable APR on purchases and balance transfersRecommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Bank of America® Business Advantage Travel Rewards World Mastercard® credit cardOur rating:3.9 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rate3X Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center.1.5X Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire. At A GlanceIntro offer 30,000 points Earn 30,000 online bonus points after you make at least $3,000 in net purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.Annual fee $0Regular APR 15.24% - 25.24% Variable APR on purchases and balance transfersRecommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Alaska Airlines Visa® Business cardOur rating:4.1 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards. Recommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. Rewards rate3X Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases.1X Earn unlimited 1 mile for every $1 spent on all other purchases. At A GlanceIntro offer 40,000 miles Get 40,000 bonus miles plus Alaska's Famous Companion Fare™ from $121 ($99 fare plus taxes and fees from $22) with this offer. To qualify, make $2,000 or more in purchases within the first 90 days of opening your account.Annual fee $50 for the company and $25 per cardRegular APR 18.99% - 26.99% Variable APR on purchases and balance transfersRecommended credit 740-850 (Excellent) CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Comparing the best Bank of America credit cardsNo matter your needs, you can choose from Bank of America’s wide variety of credit cards. See below for a glance at the top offers:
Editor’s picks: A closer look at our top-rated Bank of America credit cardsBest for flat rate cash back: Bank of America® Unlimited Cash Rewards credit card
Read our Bank of America® Unlimited Cash Rewards credit card review or jump back to this card’s offer details. Best for cash back: Bank of America® Customized Cash Rewards credit card
Read our full Bank of America Customized Cash Rewards credit card review or jump back to this card’s offer details. Best for balance transfers: BankAmericard® credit card
Read our BankAmericard® credit card review or jump back to this card’s offer details. Best business credit card: Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
Read our Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card review or jump back to this card’s offer details. Best for travel: Bank of America® Travel Rewards credit card
Read our Bank of America Travel Rewards credit card review or jump back to this card’s offer details. Best sign-up bonus: Bank of America® Premium Rewards® credit card
Read our Bank of America Premium Rewards credit card review or jump back to this card’s offer details. Best for business travel: Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
Read our Bank of America Business Advantage Travel Rewards Mastercard review or jump back to this card’s offer details. Best for low interest: Bank of America® Platinum Plus® Mastercard® Business card
Read our Bank of America Platinum Plus Mastercard Business card review or jump back to this card’s offer details. Best for small business: Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Read our Bank of America Business Advantage Customized Cash Rewards Mastercard review or jump back to this card’s offer details. Best for business miles: Alaska Airlines Visa® Business card
Read our Alaska Airlines Visa Business card review or jump back to this card’s offer details. Best for frequent Alaska Airlines flyers: Alaska Airlines Visa Signature® credit card
Read our Alaska Airlines Visa Signature credit card review or jump back to this card’s offer details. What is Bank of America?Bank of America is a full-service bank with all types of accounts, credit cards and even physical locations. On top of their large selection of credit cards, Bank of America ranks amongst the top of all banks. And its impressive reputation has allowed it to enter into partnerships with Visa and Mastercard, which process charges at retailers across the globe. Most of Bank of America’s cards require good or excellent credit scores, but they’re worthwhile for cardholders looking for business rewards, cash back, welcome bonuses and more. Its international connections make for a great suite of travel opportunities, and the Preferred Rewards program turns their credit cards into valuable assets. Where is Bank of America accepted?Bank of America issues credit cards on both the Visa and Mastercard network, the two most widely accepted credit card networks out there. That means that no matter which type of Bank of America credit card you ultimately choose, you can be confident that your card will be accepted by the majority of merchants around the world. What credit score is needed for Bank of America credit cards?With so many of their cards giving worthwhile cash back, travel rewards or APR offers, the majority of Bank of America’s options require a good (670 to 739) or better credit score to get approved. An excellent score will almost surely get you in the door for most of their cards, but someone still improving their credit score should take their time before applying. You can check to see if you prequalify with Bank of America ahead of time to avoid a hit to your credit before applying, and if you don’t get the answer you’re looking for, there are other options and secured cards that can boost your score. How to choose a Bank of America credit cardThe process of choosing a credit card is the same no matter the issuer. You should evaluate your own spending habits, check your credit score, consider the benefits that would actually help your lifestyle and use tools like our CardMatch feature to find cards in your selection pool based on your credit profile. Once you have a better idea of what you’re looking for, you can see if any of Bank of America’s cards fit your needs. Who should get a Bank of America card
Who should skip a Bank of America card
What are the benefits of having a Bank of America credit card?On top of top-notch rewards, welcome bonuses and introductory APR offers, Bank of America cards provide a number of attractive benefits and programs for different types of consumers. You can get access to the following through most Bank of America’s cards:
What programs does Bank of America offer?Designed for loyal Bank of America users, the Preferred Rewards program will take your earnings to new heights, as well as provide savings on stock trades, auto loans and mortgages – even transactions with non-Bank of America ATMs. While the Preferred Rewards program starts at $20,000 in a Bank of America account, the Platinum Honors status requires a balance of over $100,000. The program is divided into three tiers. Gold Preferred Rewards members earn a 5% savings interest rate booster and a 25% credit card rewards bonus with an account balance of $20,000 to $50,000. Platinum Preferred Rewards members earn a 10% savings interest rate booster and a 50% credit card rewards bonus with an account balance of $50,000 to $100,000. Platinum Honors Rewards members earn a 20% savings interest rate booster and a 75% credit card rewards bonus with an account balance of $100,000 or higher. Here are the benefits that Preferred Rewards tiers offer:
Bank of America Preferred Rewards redemption optionsIn addition to the can’t-miss points boost and bountiful benefits, the Bank of America Preferred Rewards program is versatile: You aren’t tied down to specific travel partners, for example, and you can even get a check cut for your rewards, if you so desire. Here are ways you can redeem your points:
With all the perks, impactful savings opportunities and flexible ways to redeem, becoming a member of the program is a must if you want to get value out of your regular purchases. See our guide to the Preferred Rewards program for further tips on how to utilize your Bank of America credit card. Is a Bank of America credit card worth it?Thanks to the bank’s success over the years, it’s able to provide some very worthwhile cards. As is with any credit card, as long as you find a match for your spending habits and the right perks that will help you, Bank of America’s options provide plenty of value. Of course, there are cases where a cardholder enters into the wrong contract, but doing your homework ahead of time will prevent this from happening. Bank of America’s only catch – most don’t come anywhere close to their true potential without being a Preferred Rewards member. When looking at any credit card, be sure its key perks align with your goals. Bank of America has choices for intro APR, balance transfers, lucrative cash back, small business owners, travel-happy spenders and more. So if you know your spending habits and budget, you’ll have no problem finding the right Bank of America credit card for you. How we picked the best Bank of America credit cardsMethodology: When determining which Bank of America credit cards are the best in key categories such as rewards, cash back and travel, we consider the following:
Deciding which Bank of America credit card is right for you will depend on your unique spending habits and financial goals. Learn more on how to choose the best credit card. More information on Bank of America credit cardsFor more information on all things Bank of America credit cards, continue reading content from our credit card experts:
Tracy Stewart Tracy Stewart is a personal finance writer specializing in credit card loyalty programs, travel benefits, and consumer protections. He previously covered travel rewards credit cards, budget travel, and aviation news at SmarterTravel Media. His money-saving tips have appeared in the Washington Post, the Wall Street Journal, Consumer Reports, MarketWatch, Vice, People, the Zoe Report and elsewhere. About the EditorLaura Mohammad Laura Mohammad CreditCards.com Senior Editor Laura Mohammad writes, edits and coaches extensively on all things credit cards and works to bring you the most up-to-date analysis and advice. In Laura's 20+ years as a financial and personal finance journalist, her work has appeared in such publications and websites as The New York Times, The Associated Press, StreetAuthority.com and American City Business Journals. About the ReviewerStephanie Zito Stephanie Zito is a professional traveler, humanitarian and credit card points collector sharing savvy travel tips she has learned firsthand from more than 20 years of circling the globe as a backpacker, expat and premium traveler in more than 125 countries and all seven continents. Can you use a credit card with no credit?Bottom line. It is possible for those with limited or even no credit history to open credit cards and earn rewards for their purchases. In general, it is easiest to qualify for secured credit cards, which require you to make a deposit in order to access a credit limit.
Is it hard to get a credit card from Bank of America?As long as you meet the credit score requirement and a few other requirements, it's not hard to get a Bank of America credit card. As with all credit cards, you'll need to have a steady income and be at least 18 years old. You'll also need to have an SSN or ITIN.
How much credit do you need to get a Bank of America credit card?The Bank of America credit score requirement is 750 or higher for the best Bank of America credit card offers, though other options are available for people with lower scores. It is possible to get approved for a credit card from Bank of America with limited credit history or a bad credit score, for example.
What credit card does not have a credit limit?No, there aren't any no limit credit cards. All credit cards have some sort of limit at the end of the day. No credit card gives cardholders unlimited purchasing power.
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